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@unboiled
stacking since: #1034092
Oh no.
I guess I'll just have to spend my bitcoin with other not-Bitcoiners™ then. On not-Bitcoiner-things™ like the pepper crusted ribeye I had at a not-Bitcoiner-restaurant™ an hour ago.
forced allocations to US Treasuries
Most of that damage is done by the cookie-cutter allocations of 60/40 stocks/bonds and friends. Likely even worse for (whole) life insurance schemes.
In the Australian system, you can allocate your super as you see fit if you jump through some hoops. And even the "standard" allocations available usually include an MSCI World equivalent so you can sidestep bonds if they don't manage to scare you out of it by labeling that strategy as very high risk.
What's more concerning about the system to me is how they keep bumping the forced savings rate and how politicians keep thinking of ways to get their filthy mittens on that pot.
For the first 10-ish years the savings rate was 3-4%, then that got bumped to 9% for the next 10.
In the last decade, it has gone from 9.5 to 12%.
Only recently, did they start to discuss (still are? not sure) adding additional taxes on some balances. Obviously also to be applied to unrealized gains.
It was marketed as targeting "only the super wealthy" of course, starting from 3 million dollarydoos.
That's about 2 million in freedom-bald-eagle-cries dollars. Super wealthy my ass.
At home, I prefer a physical book unless its so big/heavy that you can only read it on a desk.
When traveling, it's ebooks on a reader without backlight. Compact convenience wins when we're on the road for months at a time with backpacks only.
There's this weird thing when watching F1 with other people.
About a third to half of the time when I say something about the race (eg. "looks like XYZ's tyres are starting to fall off a cliff"), one of the commentators will repeat that exact thing about 10-20 seconds later. Often verbatim.
My family used to give me funny looks when I was watching as a kid. By now, my wife got so used to it, she just chuckles.
Passwordstore together with
dmenu and a script that it feeds from.
Use: I hit some keys, dmenu pops up and I start typing the key I'm after. The script filters options using pass find. I then highlight the one I'm after (or keep typing until only one is left) and press enter. The password is now in memory for 15 secs.Previously, I used KeepassXC. It still is my recommendation for most users.
I now only keep copies of some passwords from
pass in there. So my wife could access the most important ones should something happen to me.European politicians pitched the continent’s green transition to voters as a win-win: Citizens would benefit from green jobs and cheap, abundant solar and wind energy alongside a sharp reduction in carbon emissions.
In Germany at least, it was the other way around:
Environmentalists have been pitching that for ages while obstructing anything to do with nuclear power. But most politicians were warning about the technology not being ready yet to produce enough energy affordably. Even some members of the Green party were pumping the brakes ever so slightly on public expectations.
At the time, the roadmap was to gradually introduce a mix over a long period (iirc switching off nuclear plants in the late 2020s or early 2030s).
Then Fukushima happened. And Germans did what Germans do when tragedy strikes: They held candle vigils. Vigilists turned up in such great numbers that aunty Merkel, as the political opportunist she was, did a 180 on those plans to gradually mix renewables into the energy mix and brought the whole timeline forward.
And later, when the Green party got back into power, that timeline was shortened even more.
It was somewhere around that Merkel point, that the political narrative switched. On this topic at least, they turned to what any successful Youtuber eventually does: Tell their audience exactly what they want to hear, regardless of what reality looks like.
1.16* according to their own analytics page.
*at this very moment
But here’s the trick: if you build systems premised on the assumption that everyone is your enemy, you create the very conditions where everyone becomes your enemy.
That feels like a cheap rhetorical sleight-of-hand trick being employed. I'd first need to understand a few questions before even being in a position to understand or critically think about it.
Which specific systems have been built on that premise?
Where is proof or at least a logical thought process that such a system, where it exists, will lead to that outcome? Is that outcome inevitable, likely, or merely a possible one?
It's this type of handwavey assertion followed by "The prophecy fulfills itself" as a poor man's stand-in for "q.e.d." that makes it hard to take anything else written in this context seriously.
Can we really evaluate other species' intelligence using our own?
I think we need to start from a more controllable, basic premise:
Can we really correctly evaluate our own species' intelligence? If yes, under which conditions?
59 sats \ 0 replies \ @unboiled 1 Dec \ parent \ on: HOAs. Why do people dislike them? Politics_And_Law
This example shows why good people need to step up and take positions of political power.
I'd settle for having systems to get rid of bad people much faster and easier than it taking years and hundreds of dollars to get an obviously bad apple out of a position of power.
I don't like them, but that has to do with a catastrophic first experience.
The first HOA we were under in Australia had a geriatric, incompetent guy who managed to de facto take control of presidency, treasury, and secretary by himself.
He basically managed to get two other geriatrics appointed to be treasury and secretary, but they didn't do anything, just let him do all and only signed off his work.
At least he wasn't doing dodgy things with the funds, but over time it became clear that the common areas weren't maintained.
Add in his bullying behavior by waging lawfare (filed about a dozen lawsuits and lost all) against anyone who dared not agree with him, and we knew we had to get him out. We had only moved in after he was "in position" for years, and had the energy to take it on once we realized how bad the situation was.
Once he realized the absentee landlords whose proxy votes he had previously been given had been informed by us about the issues and were starting to withdraw their proxies leaving him with less than his previous absolute majority, he then obstructed any votes that could compromise his position from even being tabled.
At one stage, we hadn't had a ownership meetings for 18+ months as he was cancelling those with phony reasons to keep us at arm's length.
Despite having clear, well-documented evidence of his misconduct, it took us 2 1/2 years to get rid of him. We had to take it all the way through complaints at the local body corporate boards, two rounds of arbitration (attempted, he never showed), and finally a court order to put the complex under outside management for a period of time.
In our immediate surroundings (3-ish miles) here in a suburb of Cape Town there already are more than 10.
Among the ones I personally paid at, there are 3 gas stations, 4 supermarkets, 2 pharmacies and half a dozen restaurants/cafes.
And likely a similar amount of places I haven't visited or even know about yet.
What is the purpose of pay-to-post? To improve trust. To reduce spam.
I don't know about trust. I see its key purpose as attaching (a more significant) cost to posting. Which will reduce spam that cannot extract more than it has to pay.
So it's less about trust and more about making low-returning spam a negative investment. It's about incentives, not trust.
Trust may or may not be a downstream effect from that. I haven't thought deeply enough about whether or not I trust posters here more than other places because of pay-to-post.
I feel I see less noise and more signal here. But SN certainly isn't devoid of noise.
Until that day that fiat no longer exists... Bitcoin will be 'digital property' or 'digital collateral' used for savings and to improve trust.
Citation needed.
I'm using it as moe multiple times per week. Yet fiat still exists.
You're trying to describe it as if using it for savings only is the only choice. Yet there are plenty of people like me, who live the opposite of that claim.
Well if it's a currency... perhaps it isn't 'the best' currency because it has a fixed supply and an extremely volatile exchange rate. One day all of it will be mined... and in 10 years 99% of it will be mined. So perhaps spending it on tacos and beer isn't the best idea (although I personally have bought tacos and beer with Lightning).
Parker Lewis says it best:
If people don't want to spend their bitcoin, it's not really because they're worried about the price of bitcoin going up. It's because they have too much fiat.
If you truly think spending it isn't a good idea because it appreciates over fiat, it tells me you're trying to stay (or are unknowingly stuck) in fiat land and rely on Bitcoin as NGU tech only.
xis the number of kids, andythe number of booksy = x * (x - 4), total number of booksxkids should get, andy = (x -2) * (x - 4 + 1), two fewer kids get one more book each for the same total.yto get number of books.