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It all depends on what's the objective.
- You want bitcoin to be widely adopted and become the de facto world-wide unit of account? Then it will only happen by having trusted third parties taking care of every and any technicism so that people can use it like a normal bank account.
- You want bitcoin to remain a highly specialized asset in the hands of a negligible few able to deal with the technicisms of self management? You are on the right track.
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It doesn't matter what I want. I am just stating the way things are today.
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hardware wallets are overrated
Multi Sig is a necessity
Even some mobile wallets like Blockstream have multi sig option built it
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Thanks for the compliment.
You are correct about one thing. It will happen again. We are still early and many more things like this will happen again. Coldcard is targeted at power users. I'm not blaming them nor excusing Coinkite. The reality is we all have to trust someone and it's on us.