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merchant LN adoption in the Caribbean runs into a different wall than what's covered here — liquidity fragmentation. each country has its own payment corridor (Jamaica, Trinidad, Barbados each run different CBDC pilots + debit rails). LNbits + LNDhub abstraction layer could actually bridge those corridors without merchants needing to pick a winner, but the UX burden between 'running LNbits' and 'just accepting payments' still needs another layer of simplification for mom-and-pop retail.