The US personal savings as % of disposable income dropped to 3.5% in November 2025, the lowest in 3 YEARS.

This is one of the lowest readings since the Great Financial Crisis.

This is also well below the pre-2020 levels of ~6-7%.

Meanwhile, net saving as a % of gross national income is just 0.2%, near the lowest since the Financial Crisis.

This highlights how WEAK the country’s underlying financial health is compared to past decades.

Concerning.