I get that, but some would argue that the causality is reversed.  That is, people turn to financial nihilism because actually saving for a home, education, and being able to pay for your own healthcare seems out of reach

I agree, but the lack of sympathy comes from seeing regular people splashing money around like it ain't no thang.

Undisciplined

I think the affordability crisis is primarily referring to three markets specifically: health, education, and housing.

food_and_drinks