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Apologies, this is incorrect. The actual max. decrease is by a factor of 0.25 (25%). So 4 years, then 1 year, then 3 months, etc.
Oh, just mentioned this myself in #1509975
Apologies, this is incorrect. The actual max. decrease is by a factor of 0.25 (25%). So 4 years, then 1 year, then 3 months, etc.