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Lightning is an open, permissionless network: you can make a channel with anyone
Not really. Try opening a channel to Bitfinex, Binance or FixedFloat. They won't let you (((
What is the cause of insanity?
A brochure that NHS gives to people who suffered the "first episode of phychosis" assumes the reason to be an amount of work/life stress. Each person has a different innate threshold to tolerate stress, and when that limit is exceeded our minds escape into an alternative reality. This state of psychosis is similar to a regular dream: you follow some scenario "on autopilot" without knowing that you are dreaming. Most do eventually wake up from the phychosis, but they may relapse after the next stressful event. Some live there permanently thereafter. That's schizophrenia... Alcohol and drugs play a role by lowering the threshold.
yeah, also want to look deeper
https://bitcoinmagazine.com/technical/spark-explained-like-youre-five
is this similar to rizful, with 0-conf private channels opened from a central node?
No, a program is just a set of instructions for a computer. Contracts assign responsibilities for all contracting parties. I don't promise anything to a computer, it is not a legal entity.
Great job! A bit concerning that a normie couldn't find that option by herself. The more places you can spend your presumably tax-free bitcoin the better.
It is never a loan but a short knock-out binary put option. You get paid for gambling with your stash.
As far as I understand, if a mint wants to cheat, it is better off just rug pulling all its users by nuking the database and withdrawing the funds from the node. Stealing particular tokens is not worth the effort.
Circular rebalancing means you send sats in a circle: out through one of your channels, in through another of your channels. This obviously cannot work in the configuration you drew, because you have 2 BTC outbound balance and 0 BTC inbound. Start by returning 50% of each channel or 100% of either one of the two channels onchain. You can do that via a swap at https://swapmarket.github.io.
More advanced skill is to rebalance via liquid.